{"id":19419,"date":"2025-02-04T20:09:37","date_gmt":"2025-02-05T03:09:37","guid":{"rendered":"https:\/\/samaritanhousesanmateo.org\/?page_id=19419"},"modified":"2025-07-01T18:45:06","modified_gmt":"2025-07-02T01:45:06","slug":"ira","status":"publish","type":"page","link":"https:\/\/samaritanhousesanmateo.org\/es\/ira\/","title":{"rendered":"Donating from Your IRA"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"19419\" class=\"elementor elementor-19419\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8251f7 e-con-full e-flex e-con e-parent\" data-id=\"c8251f7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75d57c9 elementor-widget elementor-widget-ucaddon_normal_banner\" data-id=\"75d57c9\" data-element_type=\"widget\" data-e-type=\"widget\" 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.sh-banner-supertitle{\n\tflex-basis:100%;\n \tcolor:#ffffff;\n}\n\n.sh-normal-banner-uc_normal_banner_elementor_75d57c9 .sh-normal-banner-color-overlay h1 {\n  flex-basis:100%;\n  z-index: 1;\n  color:#ffffff;\n  margin-top: 0rem;\n  margin-bottom: 0rem;\n  max-width:800px;\n}\n\n.sh-normal-banner-uc_normal_banner_elementor_75d57c9 .sh-normal-banner-color-overlay h1 {\n  flex-basis:100%;\n  z-index: 1;\n  color:#ffffff;\n  margin-top: 0rem;\n  margin-bottom: 0rem;\n  max-width:800px;\n  line-height: 65px;\n}\n\n\n\/*\n.elementor-810 .elementor-element.elementor-element-0b8c28b {\n  padding: 0;\n}*\/\n\n\/* Small only *\/\n@media screen and (max-width: 39.9375em) {\n\t.sh-normal-banner-uc_normal_banner_elementor_75d57c9 .sh-normal-banner-color-overlay {\n      min-height: 16rem;\n    }\n}\n\n\/* Medium and up *\/\n@media screen and (min-width: 40em) {\n\t.sh-normal-banner-uc_normal_banner_elementor_75d57c9 .sh-normal-banner-color-overlay {\n      min-height: 16rem;\n    }\n}\n\n\/* Medium only *\/\n@media screen and (min-width: 40em) and (max-width: 63.9375em) {\n\t.sh-normal-banner-uc_normal_banner_elementor_75d57c9 .sh-normal-banner-color-overlay {\n      min-height: 18rem;\n    }\n}\n\n\/* Large and up *\/\n@media screen and (min-width: 64em) {\n\t.sh-normal-banner-uc_normal_banner_elementor_75d57c9 .sh-normal-banner-color-overlay {\n      min-height: 21.375rem;\n    }\n}\n\n\/* Large only *\/\n@media screen and (min-width: 64em) and (max-width: 74.9375em) {\n\t.sh-normal-banner-uc_normal_banner_elementor_75d57c9 .sh-normal-banner-color-overlay {\n      min-height: 21.375rem;\n    }\n}\n\n\n.sh-normal-banner-uc_normal_banner_elementor_75d57c9  .ArchiveBanner-description {\n  margin-top: 0.25rem;\n  font-size: 1.5rem;\n  \n  color: #fff;\n}\n@media (max-width: 1024px){\n  .sh-normal-banner-uc_normal_banner_elementor_75d57c9  .ArchiveBanner-description {\n    font-size: calc(1.14286vw + 0.69643rem);\n  }\n}\n@media (max-width: 767px){\n  .sh-normal-banner-uc_normal_banner_elementor_75d57c9  .ArchiveBanner-description {\n    font-size: 1.125rem;\n  }\n}\n\n<\/style>\n\n<div class=\"remove-e-con-padding sh-normal-banner sh-normal-banner-uc_normal_banner_elementor_75d57c9\">\n  <div class=\"sh-normal-banner-bg-image\">\n        <div class=\"sh-normal-banner-color-overlay\">\n          \t<div class=\"sh-normal-banner-title-container-wrapper sh-main-lateral-padding\">\n              <div class=\"sh-normal-banner-title-container sh-maximum-content-size  \tsh-normal-banner-left-align\">\n                  <p class=\"sh-banner-supertitle\"><\/p>\n                  <h1 class=\"sh-banner-title\">Donating from Your IRA <\/h1>\n                \n                \n            <\/div>\n          <\/div>\n      <\/div>\n\t<\/div>\n  <\/div>\n<!-- end SH Normal Banner -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-787705b e-flex e-con-boxed e-con e-parent\" data-id=\"787705b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11b8707 elementor-widget elementor-widget-global elementor-global-11245 elementor-widget-spacer\" data-id=\"11b8707\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e165406 sh-main-lateral-padding u-richtext e-flex e-con-boxed e-con e-parent\" data-id=\"e165406\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b8a7fd elementor-widget elementor-widget-text-editor\" data-id=\"9b8a7fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Your generosity enables Samaritan House to provide essential services to those in need. <strong>Supporting Samaritan House through a Qualified Charitable Distribution (QCD) from your Individual Retirement Account (IRA) is a tax-efficient way to make a meaningful impact. <\/strong><\/p><p>Your donation not only helps us provide necessities including food, shelter, clothing, and healthcare, it helps us give people hope. We provide services and resources to more than 29,000 San Mateo County residents in need each year, including families with children, seniors and individuals living with a disability, veterans and homeless adults.<\/p><h4><strong>What is a Qualified Charitable Distribution (QCD)?<\/strong><\/h4><p>A QCD allows individuals aged 70\u00bd or older to transfer up to $108,000 per year directly from their IRA to a qualified charity, like Samaritan House, without counting the distribution as taxable income.<\/p><h4><strong>Benefits of Making a QCD to Samaritan House<\/strong><\/h4><ul><li><strong>Tax Advantages<\/strong>: By excluding the donated amount from your taxable income, you may lower your overall tax liability.<\/li><li><strong>Satisfy Required Minimum Distributions (RMDs)<\/strong>: If you&#8217;re 73 or older, QCDs can count toward your RMDs for the year, providing a tax-efficient way to fulfill this requirement.<\/li><\/ul><h4><strong>How to Make a QCD to Samaritan House<\/strong><\/h4><ul><li><strong>Contact Your IRA Custodian<\/strong>: Reach out to your IRA administrator to initiate the transfer. Inform them that you wish to make a direct charitable contribution to Samaritan House.<\/li><li><strong>Provide Samaritan House&#8217;s Information<\/strong>:<ul><li>Casa Samaritana<br \/>4031 Bulevar Pac\u00edfico.<br \/>San Mateo, CA 94403<br \/>Tax ID: 23-7416272<\/li><\/ul><\/li><li><strong>Ensure Direct Transfer<\/strong>: The funds must be transferred directly from your IRA to Samaritan House on your behalf to qualify as a QCD.<\/li><\/ul><h4><strong>Popular IRA Providers<\/strong><\/h4><ul><li><a href=\"https:\/\/www.schwab.com\/resource\/QCD\">Charles Schwab<\/a><\/li><li><a href=\"https:\/\/investor.vanguard.com\/investor-resources-education\/faqs\/how-do-i-take-a-qualified-charitable-distribution-qcd\">Vanguard<\/a><\/li><li><a href=\"https:\/\/www.fidelity.com\/retirement-ira\/required-minimum-distributions-qcds\">Fidelity Investments<\/a><\/li><li><a href=\"https:\/\/www.tiaa.org\/public\/retire\/services\/preparing-for-retirement\/giving\/charitable-giving\">TIAA<\/a><\/li><li><a href=\"https:\/\/www.merrilledge.com\/article\/the-giving-season\">Merrill Lynch (Bank of America)<\/a><\/li><li><a href=\"https:\/\/www.edwardjones.com\/us-en\/market-news-insights\/investor-education\/charitable-giving\/charitable-giving-tax-deduction\">Edward Jones<\/a><\/li><li><a href=\"https:\/\/www.ameriprise.com\/financial-goals-priorities\/family-estate\/charitable-giving-strategies#qualified-charitable-distributions\">Ameriprise Financial<\/a><\/li><li><a href=\"https:\/\/us.etrade.com\/etx\/pxy\/login\">E*TRADE<\/a><\/li><li><a href=\"https:\/\/www.wellsfargoadvisors.com\/planning\/goals\/charitable-giving.htm\">Wells Fargo<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-872b4a3 e-grid e-con-full e-con e-child\" data-id=\"872b4a3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0454c18 elementor-widget elementor-widget-text-editor\" data-id=\"0454c18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-19468 size-full\" src=\"https:\/\/samaritanhousesanmateo.org\/wp-content\/uploads\/2025\/02\/2025-IRA-b.jpg\" alt=\"\" width=\"750\" height=\"499\" srcset=\"https:\/\/samaritanhousesanmateo.org\/wp-content\/uploads\/2025\/02\/2025-IRA-b.jpg 750w, https:\/\/samaritanhousesanmateo.org\/wp-content\/uploads\/2025\/02\/2025-IRA-b-300x200.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6d3e64 elementor-widget elementor-widget-text-editor\" data-id=\"a6d3e64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><img decoding=\"async\" class=\"wp-image-19469 size-full\" src=\"https:\/\/samaritanhousesanmateo.org\/wp-content\/uploads\/2025\/02\/2025-IRA-a.jpg\" alt=\"\" width=\"750\" height=\"499\" srcset=\"https:\/\/samaritanhousesanmateo.org\/wp-content\/uploads\/2025\/02\/2025-IRA-a.jpg 750w, https:\/\/samaritanhousesanmateo.org\/wp-content\/uploads\/2025\/02\/2025-IRA-a-300x200.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Donating from Your IRA Your generosity enables Samaritan House to provide essential services to those in need. Supporting Samaritan House through a Qualified Charitable Distribution (QCD) from your Individual Retirement Account (IRA) is a tax-efficient way to make a meaningful impact. Your donation not only helps us provide necessities including food, shelter, clothing, and healthcare, [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-19419","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Donating from Your IRA - Samaritan House<\/title>\n<meta name=\"description\" content=\"Supporting Samaritan House through a Qualified Charitable Distribution (QCD) from your Individual Retirement Account (IRA) is a tax-efficient way to make a meaningful impact.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/samaritanhousesanmateo.org\/es\/ira\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Donating from Your IRA - Samaritan House\" \/>\n<meta property=\"og:description\" content=\"Supporting Samaritan House through a Qualified Charitable Distribution (QCD) from your Individual Retirement Account (IRA) is a tax-efficient way to make a meaningful impact.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/samaritanhousesanmateo.org\/es\/ira\/\" \/>\n<meta property=\"og:site_name\" content=\"Samaritan House\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-02T01:45:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/samaritanhousesanmateo.org\/wp-content\/uploads\/2025\/02\/2025-IRA-b.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"750\" \/>\n\t<meta property=\"og:image:height\" content=\"499\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/samaritanhousesanmateo.org\\\/ira\\\/\",\"url\":\"https:\\\/\\\/samaritanhousesanmateo.org\\\/ira\\\/\",\"name\":\"Donating from Your IRA - Samaritan House\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/samaritanhousesanmateo.org\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/samaritanhousesanmateo.org\\\/ira\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/samaritanhousesanmateo.org\\\/ira\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/samaritanhousesanmateo.org\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/2025-IRA-b.jpg\",\"datePublished\":\"2025-02-05T03:09:37+00:00\",\"dateModified\":\"2025-07-02T01:45:06+00:00\",\"description\":\"Supporting Samaritan House through a Qualified Charitable Distribution (QCD) from your Individual Retirement Account (IRA) is a tax-efficient way to make a meaningful impact.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/samaritanhousesanmateo.org\\\/ira\\\/#breadcrumb\"},\"inLanguage\":\"es-MX\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/samaritanhousesanmateo.org\\\/ira\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-MX\",\"@id\":\"https:\\\/\\\/samaritanhousesanmateo.org\\\/ira\\\/#primaryimage\",\"url\":\"https:\\\/\\\/samaritanhousesanmateo.org\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/2025-IRA-b.jpg\",\"contentUrl\":\"https:\\\/\\\/samaritanhousesanmateo.org\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/2025-IRA-b.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/samaritanhousesanmateo.org\\\/ira\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/samaritanhousesanmateo.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Donating from Your IRA\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/samaritanhousesanmateo.org\\\/#website\",\"url\":\"https:\\\/\\\/samaritanhousesanmateo.org\\\/\",\"name\":\"Samaritan House San Mateo\",\"description\":\"Fighting poverty. 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